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Real Estate Dictionary
Welcome > Resources > Real Estate Dictionary - A

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

J, K

Joint Ownership Agreement

An agreement made between two or more owners of the same property, defining their rights and responsibilities (e.g. recommended in the case of married owners of property)
See Equity sharing

Joint tenancy, or Tenants by the entirety

Ownership of real estate by two or more parties held jointly for life; if one of the owners dies, the survivor(s) inherit the property without reference to the deceased's will

Judgment

A decision or decree made by a court of law

Judgment lien

A claim against the real property of a debtor, as decreed by the court

Jumbo loan, or Non-conforming loan

A loan amount that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; because such loan cannot be funded by these two agencies, it carries a higher interest rate

Junior mortgage, or Secondary mortgage

A mortgage whose claim to repayment is of lesser priority than another, previously recorded mortgage

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z



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Real Estate Tips
Closing or Settlement >Closing Questions

Because of the complexity of a real estate transaction, questions and concerns arise frequently for those who are buying or selling a home. Most people experience a degree of stress at the closing of the sales transaction. Both parties are probably feeling nervous and vulnerable as they sign the papers, and may even be fighting off an attack of buyer's or seller's remorse.

Even though you may be inclined to just sign the papers, it is a good idea to check the paperwork and ask any questions that come to mind. If you are signing a mortgage or deed of trust, be sure to review the document carefully. Check the spelling of your name, the property address and all of the inserted items for accuracy. Since much of the paperwork is prepared on short notice, mistakes are occasionally made. They are usually easier to fix while you are still at the title office, so don't be shy about asking questions before you sign on the dotted line.

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Real Estate Trivia
Q 
What time of year is considered the busiest for homebuyers and sellers?

A 
Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
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Glenna Nesbitt and Shelton Floyd, REALTOR®, real estate agent and broker for Shreveport and Bossier City, Louisiana home listings, property and land for sale - NUMBER1EXPERT

Glenna Nesbitt and Shelton Floyd, Realtors
Coldwell Banker J. Wesley Dowling & Associates

8805 Line Avenue Suite 100
Shreveport, Louisiana 71106 USA
Licensed in the State of Louisiana
Glenna Direct Line: 318-869-5833
Shelton Mobile: 318-422-1102
Main Office: 318-861-2461
perfectpartners@coldwellbanker.com

Glenna and Shelton are life long residents of Shreveport. Glenna and Shelton were awarded the International President’s Circle-Coldwell Banker, Diamond Society Team-Coldwell Banker, Circle of Excellence and Circle of Honor. They are Top Producers and Certified Luxury Home Specialists. Call or email today - The Number 1 Team for Coldwell Banker in Shreveport since 2002. Each office independently owned and operated.

CRS ABR MLS REALTOR ERC RELO Equal Housing



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