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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts. 


2009-2010 TAX CREDIT ALERT!!!!!--If you haven't owned a home in the last three years or if you have lived in your present home for the last 5 years you are qualified to receive a tax credit if you close on your new home before June 30, 2010
 


* The tax credit does not have to be repaid
* The tax credit is equal to 10% of the home's purchase price up to $8000.00 for first time homebuyers and $6500.00 for those who have lived in their present home for 5 years.
* Singles with income up to $125,000 and married couples with income up to $250,000 qualify for the full tax credit.
 

Please call or fill out the form below and request the information on this great incentive to buy a new home. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Shreveport and Bossier City real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
Where will you find the world's most unusual golf course?

A 
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Glenna Nesbitt and Shelton Floyd, REALTOR®, real estate agent and broker for Shreveport and Bossier City, Louisiana home listings, property and land for sale - NUMBER1EXPERT

Glenna Nesbitt and Shelton Floyd
Coldwell Banker J. Wesley Dowling & Associates

8805 Line Avenue Suite 100
Shreveport, Louisiana 71106
Glenna Direct Line: 318-869-5833
Shelton Mobile: 318-422-1102
Main Office: 318-861-2461
info@HomesofLouisiana.com

`Glenna and Shelton have been Shreveport residents for over 50 years with a combined real estate experience of over 30 years. Glenna and Shelton were awarded the International President’s Circle-Coldwell Banker, and the Circle of Excellence-Coldwell Banker. They are Top Producers and Certified Luxury Home Specialists. Call or email today - The Number 1 Team in Shreveport since 2002.

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